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Karan's Articles in Bankruptcy

  • How to claim back Mortgage Exit Fee and Mortgage Arrears Penalties?
    A mortgage is a method of using property as security for raising a loan to pay off a debt or to meet some personal obligation. Most of us have used this method to raise money during some stage in our lives. However, when it comes to paying off a mortgage and when someone is unable to repay the monthly installment due to some constraint, lenders will impose a charge. In this article, we will look at Mortgage Exit Fees,
  • Claim back unfair Bank & Credit Card charges
    Bank Charges are one of the major sources of income for banks. All banks impose charges on certain failed transactions e.g. a bounced cheque, exceeding overdraft limits, returned direct debits etc. Indeed, banks are allowed to impose charges that reflect the amount of work undertaken by administrative staff in certain situations such as customers going into the red or handling a cheque which cannot be cleared due to insufficient funds in the account.

























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